As such, Burgher Gray has a very active financial institutions practice and a wealth of experience gained from representing such clients in four general areas: (i) structured finance and derivatives, (ii) commercial finance, (iii) consumer finance, and (iv) litigation/bankruptcy.
- In the structured finance, securitization and derivatives area, our attorneys have represented financial services companies in various capacities, including as investors, issuers, underwriters, initial purchasers, lenders, trustees, asset servicers, transaction sponsors, asset sellers/purchasers, rating agencies, and credit/liquidity support providers, among others, including in transactions secured by a variety of assets, such consumer credit receivables (e.g., residential mortgage loans, credit card receivables, student loans, auto loans and leases), C&I loans, high yield bonds, commercial mortgage loans and structured products. We have also represented many different stakeholders in various workout transactions involving structured products and credit derivatives (including large portfolios of credit default swaps).
- In the commercial finance space, our attorneys have represented banks, insurance companies, hedge funds and other financial services companies in connection with the origination, workout and collection of C&I loans and mortgage loans, including bankruptcy and pre-bankruptcy workouts.
- Similarly, in the consumer finance arena, we have represented consumer finance providers and related persons in context of (i) the development of risk management and compliance policies and procedures related to the extension of consumer credit, (ii) origination and workout of consumer credit, including residential home loans, auto leases, and credit cards, (iii) responding to consumer concerns, and (iv) handling regulatory inquiries related to consumer credit complaints
- Our financial services litigation experience is as broad as our transaction financial services transactional footprint, including breach of contract, loan and collateral enforcement, bankruptcy litigation, appearances before regulatory and judicial tribunals to defend against regulatory enforcement actions, and investigations by regulatory agencies.